Women’s Digital Inclusion: Insights from NFHS-6

Women’s access to digital technologies and financial services has expanded significantly in recent years. Between NFHS-5 (2019–21) and NFHS-6 (2023–24), the share of women who own a mobile phone increased from 53.9% to 63.6%, while women’s savings account ownership rose from 78.6% to 89.0%.

However, digital inclusion is not simply about access to devices or accounts. It is deeply connected to other aspects of women’s lives: education, financial inclusion, decision making, safety, and more. 

Using NFHS-6 data, TQH released two factsheets on women’s digital inclusion. We examine how women’s mobile phone ownership and savings account ownership relate to other dimensions of women’s empowerment, highlighting state-level variations and broader socioeconomic patterns across India. Together, they offer insights into both the progress made and the challenges that remain in advancing women’s participation in India’s digital economy.